Total cost

Deposit fee, trading fee and spread combined — what you actually pay to acquire XRP.

The cheapest headline price is often not the cheapest purchase once a card fee or a wide spread is applied.

The honest comparison is how much XRP lands in your account for a fixed amount of your own currency.

Related terms

Spread

The gap between the buy and sell price, and often the largest hidden cost of buying XRP.

Maker and taker fees

Trading fees that differ depending on whether your order adds liquidity or removes it.

Deposit fee

What an exchange charges to get money in, which varies hugely by payment method.