Guide to XRP - Everything You Need to Know About XRP
XRP is the native token of the XRP Ledger (XRPL), built for fast, low-cost value transfer and strongly associated with Ripple Labs. Here you'll explore how the XRPL works, how XRP supports cross-border payments and liquidity solutions, and what key factors users and investors should understand regarding adoption, regulatory context and real-world utility.
XRP is the native cryptocurrency of the XRP Ledger, developed by Ripple Labs to enable fast and low-cost cross-border payments. It is designed to settle transactions in seconds while maintaining low fees.
Ripple uses XRP within its payment network to provide liquidity and facilitate international money transfers between banks and financial institutions. XRP acts as a bridge asset that converts one currency to another instantly.
The XRP Ledger is an open-source blockchain powered by a unique consensus protocol that does not rely on mining. It validates transactions through trusted validator nodes, offering speed and energy efficiency.
No. Ripple is a company that develops financial technology solutions, while XRP is the digital asset that runs on the independent XRP Ledger. Many users confuse the two because of their close relationship.
XRP transactions typically confirm in 3 to 5 seconds, making it one of the fastest settlement networks in crypto. This speed has helped XRP gain traction for international payment processing.
You can buy XRP on major exchanges such as Binance, Kraken, Coinbase, and Bitstamp. Always ensure your exchange complies with local regulations and store your XRP in a secure wallet after purchase.
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